Total Preventative Health
Virtual-first care + proactive wellness tools to keep employees healthier and businesses stronger.
Powered by Total 360 PHP, this preventative health benefit is designed to reduce avoidable health risks through early detection, immediate access to care, and holistic resources that support physical and mental well-being.
Virtual Care Explained
Employer Benefits
- ✓Lower claims and renewals over time
Shift care earlier (prevention vs. escalation)
- ✓Productivity gains
Convenient, always-on access to virtual care (less time away from work)
- ✓Payroll tax efficiency
Up to ~$650-$1,000/employee/year in FICA/FUTA savings with compliant plan design
- ✓Workers' comp premium impact
Potential reduction through prevention, education, and workforce health focus
- ✓Cost-friendly positioning
No out-of-pocket cost for employees (subject to eligibility)
Employee Benefits
- ✓24/7/365 access to virtual care
Convenient, private, and secure; prescriptions sent to local pharmacy when needed
- ✓Comprehensive virtual care services
Urgent care, primary care, mental health services, and dermatology
- ✓Prevention tools
Health Risk Assessment and 1:1 Health Coach session to build a practical game plan
- ✓Family support
Benefits can extend to family/household (per employer plan design)
Frequently Asked Questions
Is this major medical insurance?
No. It is positioned as a preventative/virtual-care benefit intended to complement traditional coverage by making everyday care and prevention easier to access.
How does access work?
Employees use a portal/app to connect to virtual services and resources (including on-demand care, counseling, and coaching).
How do the tax savings work?
Materials describe a compliant structure leveraging applicable Internal Revenue Code sections (including 104/105/106/125 and 213(d) medical care concepts) as part of the plan's implementation approach.
Is implementation complicated?
No - we offer a "quick-start" approach where our team manages implementation and begins with a custom proposal.
Free Resources
Download our guides to learn how preventative health programs can reduce costs and improve employee wellness.
Wellness Program Guide
Best practices for implementing a successful workplace wellness program.
Download PDFGetting Started
Discovery call to confirm objectives
Custom proposal via quick survey
Implementation managed for you
Onboarding and training
Go-live with 24/7 support