Total Tax Strategies
Minimize Liability, Maximize Business Value
Strategic tax planning that leverages every legal advantage to reduce your tax burden and improve cash flow. Proactive strategies that work year-round, not just at tax time, turning tax savings into competitive advantage.
What Makes Total Tax Strategies Different?
Traditional tax planning is reactive, waiting until year-end to find deductions. Our Total Tax Strategies approach combines Section 125/105 plans, R&D credits, entity optimization, and PHP 360 integration into a year-round proactive strategy. We find savings opportunities continuously, not just at tax time.
Understanding Total Tax Strategies
Who Total Tax Strategies Is For
Growing Businesses
Companies paying significant taxes that want to reinvest savings
Business Owners
Owners seeking to minimize personal and business tax liability
CFOs
Finance leaders optimizing cash flow and tax efficiency
R&D-Heavy Companies
Businesses with qualifying research and development activities
Benefits for Companies & Employees
🏢Company Benefits
- ✓Reduced FICA Taxes
Section 125 plans reduce payroll tax liability
- ✓R&D Tax Credits
Up to 20% credit on qualified research expenses
- ✓Entity Structure Optimization
Right structure minimizes overall tax burden
- ✓Accelerated Depreciation
Section 179 and bonus depreciation strategies
- ✓PHP 360 Tax Benefits
Additional savings through preventative healthcare
👤Employee Benefits
- ✓Pre-Tax Premium Payments
Pay health insurance premiums before taxes
- ✓Flexible Spending Accounts
Use pre-tax dollars for medical and dependent care
- ✓Health Savings Accounts
Triple tax advantage for healthcare savings
- ✓HRA Reimbursements
Tax-free medical expense reimbursements
- ✓Higher Take-Home Pay
Pre-tax deductions increase net income
Reactive Tax Filing vs. Total Tax Strategies
See how proactive planning outperforms year-end scrambling.
Reactive Tax Filing
- ✗Wait until year-end to review taxes
- ✗Miss deadline-sensitive opportunities
- ✗No benefit plan optimization
- ✗R&D credits often unclaimed
- ✗Entity structure never reviewed
- ✗Focus on compliance, not savings
Total Tax Strategies
- ✓Year-round proactive planning
- ✓Quarterly reviews catch every opportunity
- ✓Section 125/105 plans optimized
- ✓R&D credits identified and claimed
- ✓Entity structure regularly optimized
- ✓Focus on maximum legal savings
Typical Tax Savings
Example: 50-employee company with $5M payroll
Year-Round Tax Planning
Tax optimization isn't a once-a-year activity. Our proactive approach identifies opportunities throughout the year.
- Q1Annual Review
Prior year analysis and current year strategy
- Q2Mid-Year Checkpoint
Estimate projections and strategy adjustments
- Q3Tax Planning Meeting
Year-end strategy development
- Q4Implementation
Execute year-end strategies before deadlines
Tax Optimization Strategies
📋 Section 125 Plans
Cafeteria plans that allow employees to pay for benefits with pre-tax dollars.
- ✓Premium conversion
- ✓Flexible Spending Accounts
- ✓Health Savings Accounts
- ✓Dependent care FSA
🏥 Section 105 Plans
Self-insured medical reimbursement arrangements for additional tax savings.
- ✓Medical expense reimbursement
- ✓HRAs (Health Reimbursement)
- ✓ICHRA/QSEHRA options
- ✓Customizable coverage levels
🔬 R&D Tax Credits
Claim credits for qualified research activities and development expenses.
- ✓Federal R&D credit (up to 20%)
- ✓State R&D credits
- ✓Payroll tax offset option
- ✓Documentation support
🏢 Entity Structure
Optimize your business structure for tax efficiency.
- ✓S-Corp vs C-Corp analysis
- ✓LLC tax elections
- ✓Multi-entity strategies
- ✓State tax nexus planning
💼 Retirement Plan Strategies
Maximize retirement contributions and deductions.
- ✓401(k) plan design
- ✓Cash balance pension plans
- ✓Defined benefit options
- ✓ESOP considerations
💵 Depreciation & Credits
Accelerate deductions and capture available credits.
- ✓Bonus depreciation
- ✓Section 179 expensing
- ✓Cost segregation studies
- ✓Work Opportunity Tax Credit
Frequently Asked Questions
What is a Section 125 Cafeteria Plan?
A Section 125 plan allows employees to pay for certain benefits (health insurance, FSAs, HSAs) with pre-tax dollars, reducing both employee and employer payroll taxes.
How do I know if my company qualifies for R&D tax credits?
R&D credits apply to more than just lab research. Activities like software development, product improvement, manufacturing process development, and engineering work often qualify. We conduct a free assessment to identify opportunities.
Should my business be an S-Corp or C-Corp?
The answer depends on many factors including ownership structure, growth plans, profit distribution, and exit strategy. We analyze your specific situation to recommend the optimal structure.
How does PHP 360 provide tax benefits?
PHP 360 creates tax-advantaged preventative healthcare benefits that are deductible for employers and often tax-free for employees, providing significant savings beyond traditional health insurance.
When should I start tax planning for next year?
The best time to start is now. Many tax strategies require implementation before year-end, and some need to be in place for the entire tax year. Our quarterly review process ensures you never miss an opportunity.
Free Resources
Tax Savings Analysis
Complimentary analysis to identify potential tax savings for your business.
Get Analysis →R&D Credit Assessment
Free evaluation of your R&D activities for potential tax credits.
Get Assessment →Tax Planning Guide
Complete guide to year-round business tax optimization strategies.
Download Guide →Getting Started is Simple
Start saving on taxes in five easy steps.
Analyze
Review your current tax situation and identify opportunities
Design
Create customized strategy for maximum savings
Implement
Put plans and structures in place
Document
Ensure proper documentation for compliance
Review
Quarterly reviews to optimize continuously
Get Your Tax Savings Analysis
Discover how much your business could save with strategic tax planning.